Dental Insurance & Financing in Rapid City — Let’s Make This Simple.
Dental care shouldn’t feel confusing, intimidating, or like a guessing game.
Whether you have insurance, don’t have insurance, or just want clear numbers before committing to treatment — we’ll walk you through it.
No billing lectures.
No surprise bills.
Just straight answers.
Serving patients in Rapid City, Spearfish, and throughout the Black Hills.
Insurance? Yes. Chaos? No.
We work with all major dental insurance providers and PPO networks. Our team verifies benefits, explains coverage, and helps you understand what insurance will — and won’t — contribute before treatment begins, and we do all that for free.
We don’t just “take insurance.”
We help you use it wisely.
Insurance Providers:
- Delta Dental
- BlueCross BlueShield
- MetLife
- Cigna
- United Concordia
- Principal
- (Add confirmed networks here)
If you’re unsure what your plan covers, call us. We’ll check for you.
Financing That Makes Sense
Some treatments can wait.
Some treatments shouldn’t.
When you need to move forward with restorative dentistry, dental implants, DIEM® Same-Day Teeth Replacement, crowns, or cosmetic care, we offer flexible financing options to make it manageable.
We believe dentistry should be accessible — not overwhelming.
What Payment Options Does Orchard Meadows Offer?
- Most major credit cards accepted
- In-house membership plan (no insurance required)
- Third-party financing through CareCredit
- Phased treatment planning when appropriate
If there’s a way to make it work, we’ll help you find it.
Dental Savings Plan
No insurance? No problem. Our
Dental Savings Plan gives you and your family a simple, affordable way to stay on top of your dental health — no deductibles, no waiting periods, no middleman. Just pay one annual fee and get a full year of preventive care at a 25% discount. An average DSP family of four saves between $540 and $820 a year.
Take it
Easy!
Great care, no hassle.
2 Preventative Hygiene Visits
2 Doctor Examinations
2 Fluoride Treatments
1 Velscope Oral Cancer Screening (Adults only)
1 Set of X-Rays
1 Free Panoramic X-Ray every 5 years
10% off fillings, crowns, whitening & more
Preventative Plan
Adults — Standard: $783 | With Savings Plan: $588
Children — Standard: $676 | With Savings Plan: $508
You Save 25%!
Up to 4 Perio Maintenance Visits
2 Doctor Examinations
2 Fluoride Treatments
1 Velscope Oral Cancer Screening
1 Set of X-Rays
1 Free Panoramic X-Ray every 5 years
10% off fillings, crowns, whitening & more
Perio Maintenance Plan
Perio — Standard: $1,257 | With Savings Plan: $943
You Save 25%!
Benefits renew annually and must be used within the current contract year.
Savings plan cannot be combined with other insurance coverage, discounts, or promotions. Prices subject to change.
Promotions + New Patient Specials
If you’ve been waiting for the right time to move forward with treatment — this might be it.
Promotion
Comprehensive New Patient Exam
We’ll take a thorough look at everything — digital X-rays, 3D imaging when needed, a full gum health check, oral cancer screening, and a detailed dental exam. We’ll walk you through what we find in plain language and build a personalized plan around your goals and budget.
Promotion
Dentures Immediate Teeth Replacement
Teeth in a Day. Real Life Tomorrow.
For patients tired of dentures, loose teeth, or hiding their smile, Dentures Immediate Teeth Replacement allows qualifying patients to receive a full arch of fixed teeth in one streamlined surgical visit. No long waiting. No temporary removable plates. Just a beautiful smile in a day.
New patient specials
Spring Whitening Special -- save 20% on in-house whitening treatment
Why Professional Whitening Wins
Custom trays that fit your teeth — not a generic strip
Even, predictable results supervised by a dentist
Less sensitivity than store-bought products
Touch up anytime with the same trays
Dental Advice for the Real World
Our blog covers everything from dental anxiety and implants to kids’ brushing habits and full-arch restoration options like DIEM®.
If you like understanding what’s happening in your mouth (without it sounding like a medical textbook), you’ll like it here.
Dental Insurance & Financing FAQs
What dental insurance does Orchard Meadows accept?
Orchard Meadows is an in-network provider with Delta Dental, and except for Medicaid and Medicare we work with all major dental insurance providers and PPO networks. We believe dental insurance can be a great benefit for many patients and we’ll do everything in our power to ensure you get every benefit allotted in your insurance plan. However, we work 100% for our patients, not the insurance company, and all treatment recommendations will always be based on what’s best for the patient.
Does Orchard Meadows offer payment plans?
We are in-network with Delta Dental, but we work with all major dental insurance providers and PPO networks (except for Medicaid and Medicare). Dental insurance can be a great benefit for many, so we’ll do everything in our power to make sure you get every benefit available to you. That being said, we work for our patients, not the insurance company. All treatment recommendations will always be based on what’s best for you.
How much do dental implants cost in Rapid City?
The cost of dental implants in Rapid City varies based on the type of restoration, number of implants, and individual treatment needs. We provide detailed cost breakdowns during your consultation so there are no surprises. Financing options are available.
What is the Orchard Meadows membership plan?
The Orchard Meadows Dental Savings Plan is designed for individuals and families who don't have traditional dental insurance. Members pay an annual fee that covers preventive care at a 25% discount — with no deductibles, no waiting periods, and no middleman. DSP members also receive 10% off additional services like fillings, crowns, and whitening. A family of four typically saves over $800 a year.
